This Privacy Policy outlines how Comparo Money Pty Ltd ("we," "our," "us") collects, uses, and safeguards your personal information when you use the Comparo website ("the Website"). By accessing and using the Website, you agree to the terms of this Privacy Policy. If you do not agree with this policy, please refrain from using the Website.
We will collect, use and disclose your personal information in accordance with the Australian Privacy Act 1988 and all other relevant laws, regulations and codes (Privacy Law) and this Privacy Policy. When you decide to purchase or acquire a product or service from us we may provide you with further information about privacy in the form of a Privacy Statement or other form of privacy disclosure (Privacy Statement).
Information We Collect
We may collect the following types of personal information when you use our Website:
How We Use Your Information
We use your personal information for the following purposes:
Sharing of Information
We may share your information with:
We may be compensated by our finance providers for sharing your information with them. We will not sell or trade your contact information to anyone other than a finance provider able to assist you with commercial finance. You have the right to tell our finance providers that you no longer wish to receive communications from them.
Collecting personal information from third parties
Sometimes we collect your personal information from other sources. Examples of why this may happen are:
-a credit reference about you from a credit reporting body in the course of assessing your application for a loan;
-as required or authorised by law, for example to government agencies, or regulatory bodies for purposes related to public health or safety or the prevention or detection of unlawful activities;
-a third party to whom we have contracted to provide a financial service or product to our customers;
-any external third parties where you have asked them to provide your personal information to us.
Credit information
If we have provided you with a financial product or service, we may exchange your credit information with credit reporting bodies. We use the credit information that we exchange with the credit reporting body to assess your creditworthiness, assess your application for finance and manage your finance.
Sometimes your credit information will be used by credit reporting bodies for the purposes of pre-screening direct marketing on the request of other credit providers. You can contact the credit reporting body at any time to request that your credit information is not used in this way.
You may contact the credit reporting body to advise them that you believe that you may have been a victim of fraud. In Australia, you can ask a CRB not to use or disclose your credit-related personal information for a period of 21 days without your consent if you believe on reasonable grounds that you are, or are likely to be, a victim of fraud, including identity fraud.
Cookies and Tracking
We use cookies and similar tracking technologies to enhance your experience on the Website. These technologies help us analyze user behavior, understand trends, and improve the Website's functionality.
Your Choices
You have the right to:
Security
We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
Children's Privacy
Our Website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have collected personal information from a child under 18, please contact us. Changes to Privacy Policy We reserve the right to modify or update this Privacy Policy at any time. Changes will be effective upon posting on the Website.
Contact Us
If you have questions, concerns, or requests related to your personal information or this Privacy Policy, please contact us.